Terms & conditions
Tjinvestor.com ("tjinvestor.com" or "we") maintains this website ("The Site"). The Site refers to, and these Terms & Conditions apply to, the following websites: www.tjinvestor.com. By, your use, continued
use, browsing or viewing of The Site, you agree to these Terms & Conditions, which govern your use of The Site. Also, by your actions to register, to take steps that cause the creation for you of an you
and TJ Capital. If you do not accept and agree with all of the Terms & Conditions without modification, you are not authorized to access or use The Site for any purpose.

Should you make a purchase, for example of a subscription, through The Site, you agree not only to these Terms & Conditions but also to the applicable subscription agreement or other sales terms of
which this Site will inform you.

You must be 18 years or older to use The Site, the Publication or to obtain a Subscription.

You represent that you have read and agree to abide by these Terms & Conditions

We reserve the right to modify the Terms & Conditions at any time without giving you prior notice. Your use, continued use, browsing or viewing of The Site following any such modification constitute(s) your
agreement to follow and be bound by these Terms & Conditions, as modified. For this and other reasons, we encourage you to review the Terms & Conditions whenever you use The Site.

You are encouraged to purchase Subscription Packages(s) ("Subscriptions") through The Site. Your purchase of a Subscription will be subject to these Terms & Conditions as well as the provisions of your
Subscription Agreement.

A subscription will provide you, for the duration of your subscription, on-line access to TJ Capital on-line publication or service (the "Publication") provided by TJ Capital. The Publication is an on-line
business/financial publication or newsletter of general and regular circulation containing information produced by TJ Capital. The Publication is published on a regular basis to TJ Capital Subscribers and is
accessible whenever and wherever The Site is accessible, unless noted otherwise.

Information in the Publication or on The Site
Information produced by the Publication is the product of TJ Capital. The Publication, information within the Publication, The Site and Site Information are standardized, non-customized and
non-personalized information. They are not personalized advice. They are not based upon your personal circumstances, needs, objectives or risk tolerances.

The information contained in the Publication or otherwise on The Site is provided for general informational, educational and entertainment purposes. It is not intended as, and you should not construe it as
any of the following: investment, tax, accounting or legal advice; an endorsement, recommendation or sponsorship of any stock, company, security, fund or investment; or as an offer or solicitation of an
offer to buy or sell any stock, company, security, fund or investment. It is not a substitute for obtaining professional advice from a qualified person, firm or corporation familiar with your personal situation,
needs, objectives and circumstances. Please seek the advice of professionals, as appropriate, regarding the evaluations of any specific security, report, opinion, advice or other content.

Your Subscription Account
Certain parts of The Site may be protected by passwords or require a login. Further, for authentication purposes, certain features on The Site may require you to answer a designated security question. We
will treat any personal information that you submit through The Site in accordance with our Privacy Policy, which is incorporated herein by reference. You agree to provide TJ Capital with current, updated,
complete and accurate information as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree not to obtain or
to attempt to obtain unauthorized access to such parts or features on The Site, or to any other protected materials or information, through any means not intentionally made available to you by TJ Capital.
You agree not to use, when subscribing or at any other time on The Site, any aliases or pseudonyms or to provide any false or out of date information about yourself. You may not (i) select or use a screen
name of another person with the intent to impersonate that person; (ii) use a name of any person other than yourself without authorization; or (iii) use a screen name that TJ Capital, in its sole discretion,
deems offensive or inappropriate.

You are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on The
Site, and for logging off your account and any protected areas of The Site. Further, you are fully responsible for all activities that may result from your negligence, carelessness, misconduct or failure to use
or maintain appropriate security measures. You agree to contact TJ Capital immediately if you become aware of any suspicious, suspected or unauthorized use or conduct concerning your subscription
account(s), user name(s), email address(es), logins, passwords, and security questions and answers, including loss, theft or unauthorized disclosure of your password or credit card information. TJ
Capital will not be liable for any loss or damage arising from your failure to comply with this paragraph. You are responsible for all usage or activity on your account and subscription, including the use of
such things by any third party, whether or not authorized by you to use such things. Any fraudulent, abusive, or otherwise illegal activity is a violation of these Terms & Conditions and may be grounds for
termination, at TJ Capital sole discretion, and the person may be referred to appropriate law enforcement agencies.

Products and services provided to you through The Site may involve the electronic transmission, including via any email address you provide to us, of information that you may consider to be personal
financial information or promotional and marketing materials, and you consent to such transmission(s).

We reserve the right to change, increase or decrease subscription fees or rates from time to time, and to apply any new subscription fees at the time of renewal of your subscription. Prices and offers are
subject to change without notice. All shipping and handling charges are non-refundable. Subscribers are responsible for all sales tax, tariffs, duties and fees. Payment for your subscription, including
renewals, is due in advance of the subscription period.

Your subscription will continue through the end of the subscription. If The Site permits automatic renewal, and unless you inform TJ Capital otherwise, you authorize TJ Capital to charge your previously
provided credit card number or other payment mechanism automatically in order to renew your subscription upon TJ Capital then-current pricing for the renewal. TJ Capital will attempt such a charge no
sooner than 30 days before the expiration of an annual subscription and 5 days before the expiration of a monthly subscription. Upon receipt of funds, your subscription shall automatically renew for

Only Subscriber Use
Absent prior written approval from TJ Capital, any Subscription purchased the named subscriber You may NOT allow others to use your Subscription, or other companies to use your username, login
information, password or security questions or answers for any part of The Site or Subscription.

No Resale
Any Subscription is intended for you alone, and is not for resale. Any purported resale or sublicensing of a Subscription is void and a violation of these Terms & Conditions.

TJ Capital reserves the right, but assumes no obligation, to correct any errors or omissions on The Site. Although TJ Capital intends to take reasonable steps to prevent the introduction of viruses, worms,
"Trojan horses" or other destructive materials to The Site, TJ Capital does not guarantee or warrant that The Site or materials that may be downloaded from The Site do not contain such destructive
features. TJ Capital is not liable for any damages or harm attributable to such features. You should not rely on The Site, and if you do rely on The Site, you do so solely at your own risk.

Limitation Of Liability
In no event shall TJ Capital, its subsidiaries, affiliates, owner(s), licensors, service providers, content providers, directors, officers, employees, representatives, or agents be liable for any direct, indirect,
special, incidental, consequential, exemplary, punitive, or other damages arising from, allegedly sustained arising out of, or directly or indirectly related to your use of, the use of, reliance upon, the inability
to use or interruption in use of any of the site, site information, subscription, publication, or any materials and/or services alleged to have been obtained from the site, or information available on the site,
including, without limitation, loss of revenue, replacement costs, anticipated profits or lost business or lost sales, even if TJ Capital or such individual has been advised of the possibility of such damages.
The foregoing limitation applies to all types of claims, including tort, contract and other claims, and includes claims of negligence, intentional conduct, and reliance. In no event shall any liability to TJ Capital
exceed the total subscription fees paid by you within subscription term in which the alleged event allegedly giving rise to liability occurred. Some jurisdictions may not allow the limitation or exclusion of
liability for incidental or consequential damages in some circumstances, so some of the above limitations may not apply to certain users in particular circumstances. You hereby agree to release TJ Capital,
TJ Capital affiliates and third-party service providers, and each of their respective directors, owners, officers, employees, representatives and agents from claims, demands and damages (actual and
consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed. Without limiting the foregoing or that which appears below, in no event shall we be
liable for any direct, indirect, special, incidental, consequential, exemplary, punitive, or other damages arising from, allegedly sustained arising out of, or directly or indirectly related to illegal conduct by you
or to conduct by you in violation of these terms & conditions; and you agree to release us for all claims arising from or related in any way to any illegal conduct by you or to conduct by you in violation of
these terms & conditions; and you agree to indemnify and defend us as set forth below.

You agree to indemnify and hold TJ CAPITAL, its owner(s), employees, representatives, affiliates, licensors, content providers, and service providers, and all of their employees, agents, officers, managers,
directors, owners, shareholders, agents, and contractors (the �Indemnified Parties�) harmless from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting
from any violation of these Terms & Conditions by you or done at your direction or request or from any illegal conduct by you, including without limitation any use of The Site or any Content other than as
expressly authorized in these Terms & Conditions. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and
all resulting loss, damages, judgments, awards, costs, expenses, and attorneys� fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless
from and against any claims brought by third parties arising out of your use of the information accessed from The Site. We reserve the right to take over the exclusive defense of any claim for which we are
entitled to indemnification under these Terms & Conditions. In such event, you shall provide us with such cooperation as is reasonably requested by us and reimburse us all defense costs, including
reasonable attorneys' fees.

TJ CAPITAL, its owner(s), employees, representatives, or agents may have positions in and from time to time make purchases or sales of stocks, securities, bonds, futures, funds, investments or financial
instruments discussed or mentioned on The Site or in the Publication. The purchases of any security will never be made prior to the disclosure on the web site or mail alerts.

Prohibited Actions
While using or doing anything with The Site, you may not: -engage in any activity on The Site that restricts or inhibits any other user or subscriber from using or enjoying The Site such as hacking, cracking,
spoofing, using aliases, sock puppetry, personal attacks, vandalism, or defacing any portion of The Site;
1. harvest or collect information about The Site's visitors, subscribers, members or registrants without their express consent;
2. use The Site to defame, abuse, stalk, threaten, harass, or libel others or otherwise to violate the legal rights of others or for any fraudulent purpose;
3. indicate or imply that any statements you make are endorsed by TJ Capital, without our prior written consent;
4. create a database by systematically downloading and storing The Site or any Site Information;
5. copy, frame or mirror The Site any Site Information without our prior written consent;
6. interfere with or disrupt the operation of The Site, the servers or networks used to make The Site available or violate any requirements, procedures, policies or regulations of such networks; or
7. violate any of these Terms & Conditions.

Basic Representations
You represent, warrant, and covenant (a) that you will comply with these Terms & Conditions; (b) that no materials of any kind submitted through your account or subscription will (i) violate, plagiarize, or
infringe upon the rights of any third party, including copyright, trademark, privacy or other personal or proprietary rights; or (ii) contain libelous or otherwise unlawful material; and (c) that you are at least
eighteen (18) years old.

TJ CAPITAL reserves the right, but assumes no obligation, to monitor your actions on or with respect to The Site. TJ CAPITAL reserves the right, but assumes no obligation, to take actions and to disclose
any information as necessary or appropriate to satisfy any law, regulation or other authority�s or government�s request or order, to operate The Site, to protect or act in the interests of TJ CAPITAL or its
other subscriber. TJ CAPIAL will not intentionally monitor or disclose email messages that you inform us are private except in accordance with the prior sentence.

The Site may contain links to other related World Wide Web or Internet sites or resources. These links are provided for your convenience and to provide further information. They do not signify that we
endorse or have an association with the linked website. As TJ CAPITAL is not responsible for the availability of these outside resources, or their contents, you should direct any concerns regarding any
external link to the site administrator or Webmaster for such link. Such external links and their contents have not been developed, checked for accuracy, or otherwise reviewed by TJ CAPITAL, and
therefore, TJ CAPITAL is not responsible for liability, damages or losses caused by any deficiencies, inaccuracies, delays, untimeliness, or inability to access that may arise with such things.

Termination And Suspension
Access to The Site and/or a Subscription may be terminated at any time, and without cause, by TJ Capital upon notification by telephone, e-mail or other means to the last provided contact information we
received from you. A violation of these Terms & Conditions shall constitute cause for immediate termination without refund. TJ Capital may, in its sole discretion, terminate or suspend your Subscriber�s
access to all of part of the Publication or The Site for any reason, including, without limitation, breach of a subscriber agreement, breach of these Terms & Conditions, or attempted assignment of the
Subscription or the subscriber agreement.

You acknowledge and agree that we may, in our sole discretion, deny you access, through The Site, to third party services, merchandise, materials or information on the Internet, and we shall have no
responsibility to notify any third-party providers of services, merchandise or information nor any responsibility for any consequences resulting from lack of notification.

Any failure or delay by us to exercise or enforce any right or provision of the Terms & Conditions shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms &
Conditions or of any breach thereof must be in a writing signed by the waiving party and shall not be construed to be a waiver of any other provision or any subsequent breach of these Terms & Conditions.
If any provision of the Terms & Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as
reflected in the provision, and the other provisions of the Terms & Conditions remain in full force and effect.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of The Site or the Terms & Conditions must be filed within one (1) year after such
claim or cause of action arose or be forever barred.
Sources of the information obtained in this website are deemed to be reliable; however, we do not guarantee the sequence, timeliness, accuracy or completeness of the information, and may discontinue
generating the information without prior notice. We make no warranties, expressed or implied, as to the fitness of the information for any purpose, or to results obtained by individuals using the information.
All site information (including without limitation subscriptions and the publication) is provided "as is" on an "as available" basis, and without guarantees or warranties of any kind, either expressed or implied

You agree that the use of this website is at your own risk.  Site information should be used, at your own sole risk and without reliance, as a starting point for doing your own independent research in order
to allow you to form your own opinion regarding investments. You assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, realized, suffered or incurred by

In no event shall we be liable for any direct, indirect, incidental, punitive or consequential damages of any kind whatsoever, including without limitation lost profits or trading losses, caused by, resulting from
or relating to, the use of, or inability to use, any information or opinions contained in this site. We shall be indemnified and held harmless from any actions, claims, proceedings, or liabilities with respect to
the information and its use.

Nothing on the site and no site information is a recommendation, advice or solicitation to buy, sell or hold stocks, securities, bonds, futures, funds, other investments, or financial instruments. Nor shall any
such security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Opinions and estimates
contained herein constitute the judgment and are subject to change without notice. Anytime, We may have a long or short position in securities mentioned. You should not construe any site information as
legal, tax, investment, financial or other advice. Users should consult with their own brokers, financial and legal advisors concerning trading decisions and any relevant tax ramifications.

Past performance is not a guarantee of future results. Hypothetical, modeled or simulated performance results have inherent limitations, and do not represent actual trading. You should not assume that
future activity will achieve the same or similar results as or be indicated by past results or hypothetical, modeled or simulated performance results.

The site and site information is for informational, educational and personal use only. User acknowledges and agrees that we exclusively owns all right, title and interest in and to the content of this website
and all intellectual property rights therein. Reproduction, distribution, transmission or sale of any information obtained from this website is strictly prohibited, except with prior written permission from us.
User further agrees not to use or permit anyone to use the information provided through this website for any unlawful or unauthorized purpose.




Privacy Policy

"Personally identifiable information" is information that can be used to identify you as an individual. Personally identifiable information includes your name, address, telephone number and any other information
that is connected with you personally.

On some pages of The Site, you may be able to subscribe, register as a user, order products, make requests, and ask to receive materials. When you subscribe, register, place an order, schedule a delivery, or
otherwise transact business on The Site, we may collect personally identifiable information from you, such as your name, email address, address, country of residence, phone number, zip code and/or mail code;
gender and age; credit card number, information, name, billing information, expiration date and security code; order number, reference number, billing contact and address, and delivery contact and address;
other payment information; and subscriber or registration user name, number, login, password, password reminder questions, security questions and answers for returning users. If you provide us feedback or
testimonials regarding The Site, products or service via The Site or email, we will collect your name, email address and other information you provide.

From time to time and if they are offered, you may be able to elect to participate in a variety of tjinvestor.com email or e-letters (email services), ranging from daily news to specials. Tjinvestor.com collects
provided through The Site.

We use the information you provide about yourself to provide Subscription(s), renewal(s) of the Subscription(s), services and/or ordered product to you. Such services and our use of information include the
assessment of, communication concerning, billing and payment, and fulfillment of an order. We also use personally identifiable information to notify you about updates to our services, marketing initiatives, and
to respond to your requests and inquiries. We also may use personally identifiable information to offer you other products, programs or services that we believe may be of interest to you, to send you newsletters
and other marketing material concerning sale information, and to issue discount coupons. We use the information you provide to communicate with you, such as to notify you when we make changes to our
registration or subscription agreement, to fulfill a request by you for a subscription or an online newsletter, or to contact you about your account, subscription or registration with us.

We use and may disclose to third parties the information that you provide also for the purpose of fulfilling drop shipments and warranty/repair issues, if applicable.

If you register with The Site, we may send you newsletters and email that directly promote the use of The Site or the purchase of our products or services and may contain, in whole or in part, advertisements for
third parties which relate to others with whom we do business.

We do not share your personally identifiable information with outside parties except to the extent necessary to provide services or ordered products to you or as stated in this Privacy Policy.

We use return email addresses to answer email or web-based requests that we receive.

If you send a testimonial or comment to us, we may post it on The Site or use it in any advertising materials. We will attribute your testimonial to you by posting your name or some combination of your name and
initials, if provided or ascertainable, on The Site or advertising materials.

We use the information you provide about someone else when placing an order to ship a product or service and to confirm delivery, if applicable. We do not share this information with outside parties except to
the extent necessary to provide services or ordered product or service.

We use the information that you provide about others to enable us to send them your gifts or cards, if applicable. From time to time, we also may use this information to offer our products, programs, or services to

We may create anonymous data records from personally identifiable information by excluding information (such as your name) that makes the data personally identifiable to you. We use this anonymous data to
perform statistical analysis of users aggregate behavior so that we may enhance the content of our services and The Site, and improve The Site's navigation. We reserve the right to disclose anonymous data to
third parties in our discretion.

We use the non-personally identifiable information that we collect to improve the design and content of The Site and to enable us to augment your Internet experience. We also may use this information in the
aggregate to analyze site usage, as well as to offer you products, programs, or services.

Our employees and agents who have access to personally identifiable information are required to protect this information in a manner that is consistent with this Privacy Policy by, for example, not using the
information for any purpose other than to carry out the services they are performing for tystockwatch.com.

Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that personally identifiable information that we collect will never be disclosed in a
manner that is inconsistent with this Privacy Policy.

Except as otherwise stated in this Privacy Policy, we do not sell, trade, or rent to third parties the personally identifiable information collected from our services.

The Site is not directed towards children, minors or anyone under the age of 18. Please do not send us any information about anyone under the age of 18, like names, addresses or email addresses. In general, we
do not knowingly collect personally identifiable information from those under 18. If, in limited circumstances, we do knowingly collect personally identifiable information from someone under the age of 18, we
will do so only with verified parental consent prior to collection. In the event that we learn that we have collected any personal information from a child under the age of 18 without verification of parental
consent, we will delete that information from our database as quickly as possible.

We are not responsible for any breach of security caused by third parties or for any actions of any third parties that receive the information. We also may link to other websites or we may allow to be displayed on
The Site advertisements of third parties. We are not responsible for such third party's privacy policies or how they treat information about their users.

We may disclose personally identifiable information if we are required to do so by law, such as in response to a subpoena, or if we in good faith believe that such action is necessary to (1) comply with the law or
with legal process; (2) protect and defend our rights and property; (3) protect against misuse or unauthorized use of The Site; or (4) protect the personal safety or property of our users or the public (among other
things, this means that if you provide false information or attempt to pose as someone else, information about you may be disclosed as part of any investigation into your actions). We also may disclose such
information in response to a law enforcement agency's request or where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential
threats to the physical safety of any person, violations of our terms of use, or as otherwise required by law.

To update your email address or change your preferences please contact info@tjinvestor.com.

We reserve the right to modify the Terms & Conditions of Use, Privacy Policy or other disclaimers or legal terms at any time without giving you prior notice. Your use of The Site following any such modification
constitutes your agreement to follow and be bound by such things as modified. For this reason, we encourage you to review the Terms & Conditions of Use, Privacy Policy and other terms whenever you use The
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